Category: Financial

  • The TRUTH about PAN

    The TRUTH about PAN

    Written by PAN Founder Sarah Pump 🟡The entire PAN team is 100% volunteer. 🟡PAN is run on a shoestring with NO consistent funding. 🟡PAN doesn’t have an office. 🟡PAN doesn’t have a phone number. It’s been a rough few days. We are frequently contacted by people in crisis, but demand…

  • Medical treatments are often out of reach for disabled people in BC

    Medical treatments are often out of reach for disabled people in BC

    By PAN Founder, Sarah Pump I have a chronic, degenerative illness. I am on provincial disability (PWD). One of my specialist doctors feels strongly that a specific type of physiotherapy would help with my mobility challenges and chronic pain. He thinks I would need up to eight sessions to see…

  • What is Universal Basic Income?

    What is Universal Basic Income?

    By PAN Contributor Cody Wolfe Universal basic income, or UBI, is a type of welfare program in which each member of a given country would receive a regular, guaranteed amount of money from the government, regardless of employment status or income level. In this system, there would be no means…

  • Childhood Poverty and the Canada Child Benefit

    Childhood Poverty and the Canada Child Benefit

    By PAN Contributor Cody Wolfe The Canada Child Benefit, introduced a year after the Liberals took power in 2015, has helped nine out of ten families with children under 18 receive more benefits than they did under the previous system, the Universal Canada Child Benefit. After the inception of this…

  • Why Single Mother households are more likely to be poor

    Why Single Mother households are more likely to be poor

    Single mother households are more likely to experience poverty due to a combination of economic, social, and structural factors. These include: 1. Single income: Single mothers typically have only one source of income, which is often not enough to meet the financial demands of raising children, especially if the mother…

  • Am I Disabled Enough?

    Am I Disabled Enough?

    Recently, I have had several kind friends and contacts send me job postings. I have also had one interesting comment on Poverty Advocacy Nanaimo’s social media that if I can do that work, I can get a job and stop draining the public purse by being on Provincial Disability. I…

  • The Connection Between Disability and Poverty

    The Connection Between Disability and Poverty

    By PAN Contributor Cody Wolfe Persons with disabilities are less likely to experience financial security and more likely to live in poverty than persons without disabilities. In 2020, 20% of persons with disabilities aged 15 and over lived in poverty compared to 7% of their counterparts without disabilities(1). There is…

  • Our new volunteers: “Nothing for us without us”.

    Our new volunteers: “Nothing for us without us”.

    This past week, PAN successfully recruited five new, much needed, volunteers.Our growing team brings me joy for several reasons. Of course, the obvious one is that we can better support the community with a larger team. We now have 15 volunteers! However, there are two other reasons for gratitude. First,…

  • The honest truth about Payday Loans

    The honest truth about Payday Loans

    By PAN Contributor Cody Wolfe Payday Loans: what are they? A payday loan is a short-term loan with high fees that make it an expensive way to borrow money. Also known as high-cost loans or high-cost credits, each province and territory has its own regulations for how they can be…